Keep more of every rental dollar.

If you own one or more investment properties, yes. Generalists miss depreciation, mishandle CGT, overlook land-tax planning across states, and rarely review whether your ownership structure is still right. A specialist saves you tax every year and protects you on the way out.

Depreciation is the non-cash deduction you can claim against rental income for the wear-and-tear of the building itself (Division 43, capital works) and the plant and equipment inside it (Division 40). Most investors leave between $3,000 and $15,000 a year on the table because no-one ordered a Quantity Surveyor's schedule. We coordinate the QS for you and apply the schedule for the life of the asset.

It depends on your income, asset position, whether you intend to live in the property eventually, your retirement timeline and your appetite for risk. The cheapest answer is usually personal name; the safest is often a trust; SMSF works for retirement-focused buyers with $200k+ in super. We'll model it for you before you buy.

CGT is triggered on the contract date when you sell — not settlement. Australian residents who held the property over 12 months get the 50% discount. Main residence is exempt subject to the six-year absence rule. Foreign and temporary residents lose the discount and the exemption. We model the CGT before you sign anything.

Buyers must withhold 15% of the sale price on any Australian property sale by a foreign resident unless you provide an ATO clearance certificate or a variation. We handle the clearance certificates, variations and the final CGT return so settlement doesn't get held up.

Each state runs its own land tax with different thresholds, rates and surcharges. NSW for example has a general threshold around $1,075,000 and a separate foreign owner surcharge. Holding the same property in different entities or states can change the liability dramatically. We map it across your portfolio annually.

For investors with strong taxable income from other sources, negative gearing still works to reduce overall tax — but the value depends on your marginal rate, the property's growth, your time horizon and your other deductions. We model the after-tax cashflow before you commit, not after.

Yes. Mixed-use treatment, partial main residence rules, GST registration thresholds, council levies and depreciation differences all kick in. We make sure you stay compliant and still claim everything you should.

Per-property rental returns start from $399 per property. Our portfolio package starts at $1,200 per year covering up to 5 properties plus the linked personal return. Larger portfolios and one-off advisory work (CGT planning, structure setup, FIRB) are quoted up front in writing — never hourly.

Office is in Norwest, NSW 2153 — right in the Hills District. We service investors heavily across the Hills, Western Sydney and the Central Coast. Outside those areas? We work cloud-native, so investors across NSW, QLD, VIC, WA and SA are welcome too.